Excel templates / Budget Templates / Budget Planner / Couples budget

Couples Budget Template

The LogicExcel Budget Planner works as a couples budget template in Excel and Google Sheets. Add up to six names, tag paychecks, bills and spending by person or leave them shared, and the Dashboard shows what each of you earned and spent in the month, alongside one shared plan.

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Dashboard table of income and spending for Alex, Sam and shared costs
By person: in September, Alex earned $4,800 and spent $1,206.56, Sam earned $400 and spent $956.28, and $2,840.49 was shared.
Transactions tab with a Who column naming who spent each amount
Every transaction can carry a name, or none for shared.
Bills and recurring tab with a Who column on paychecks and bills
Bills and paychecks can be tagged by person too.

One plan, two people

Most couples want one budget they both believe in, and a fair view of who is paying for what. The planner keeps a single plan for the household and lets every paycheck, bill and purchase carry a name.

How tagging works

Type up to six names on Start Here. Every Who cell on Bills & Recurring and Transactions offers those names from a list. Leave it blank for shared costs such as rent.

What the example shows

Alex and Sam share rent, utilities and groceries. In September, Alex earned $4,800 and spent $1,206.56 on things tagged to Alex, Sam earned $400 from freelance work and spent $956.28, and $2,840.49 went on shared costs.

Edit it together

Save it as a Google Sheet and share it, and you can both add spending from your phones. In Excel, keep it in a shared OneDrive folder.

Part of the Budget Planner · $19

$19 · checkout opens soon

Budget Planner is ready, and we are finishing the checkout. Create a free account and we will email you the moment you can buy it.

Want to start today? The Simple Monthly Budget is free.

Questions people ask

Can we keep separate and shared money?

Yes. Tag what is personal and leave shared costs untagged. The Dashboard splits the month into each person and shared.

Can more than two people use it?

Up to six names, so it works for a family or housemates too.

Can we both edit it at the same time?

In Google Sheets, yes. Upload the file, choose File > Save as Google Sheets, and share it.

Does it split bills 50/50?

It shows who paid what; it does not calculate who owes whom. Many couples use the By person table to agree a fair split each month.